Best Instant Funding Prop Firms

FXIFY is the best instant funding prop firm, offering immediate access to capital with account sizes starting at $1,000 and profit shares up to 90%. Backed by FXPIG, it provides low spreads and access to MT4, MT5, DXTrade, and TradingView. With a scaling plan up to $4 million, FXIFY combines flexibility, reliability, and growth potential for all traders.

FXIFY’s Instant Funding Accounts let you start trading immediately with account sizes from $1,000 to $50,000—no evaluations required. Backed by FXPIG, a trusted forex broker, you can benefit from reliable trade execution and access to tight spreads on forex, indices, commodities, and cryptocurrencies.

Account Options

The instant funding accounts include simple, trader-friendly rules, like an 8% daily loss limit, designed to support disciplined trading without overwhelming beginner traders. Advanced traders will appreciate the flexibility to use MT4, MT5, or DXTrade platforms, accommodating both manual and automated strategies.

FXIFY also offers a scaling plan up where you can grow your trading account up to $4 million, with consistent performers can increase their account size by 25% every three months. Combined with profit shares up to 90%, it’s a strong option for traders focused on capital growth and earning potential.

This structure is perfect for traders who want a clear and simple path to funding. Newer traders will appreciate the smaller account sizes and straightforward rules, while experienced traders can benefit from the ability to trade immediately without the need for lengthy evaluations. However, because FXIFY uses a trailing drawdown, traders with aggressive or highly volatile strategies may find it less flexible than static drawdown models.

Trading Fees

FXIFY’s fee structure combines competitive spreads with low commission costs:

• Spreads: Starting from 0.0 pips on Forex pairs during peak trading times, though spreads can widen in low-liquidity periods.
• Commissions: $3 per lot on Forex trades, which is lower than many competitors offering similar instant funding options.

This setup is ideal for traders prioritising cost-effective trading, particularly during high-liquidity market hours.

Markets and Leverage

FXIFY’s instant funding accounts grant access to a range of financial instruments:

• Forex Pairs: 42 currency pairs, including majors, minors, and exotics.
• Indices: 13 global indices such as S&P 500 and NASDAQ 100.
• Commodities: Gold, silver, and oil available on MT4 and MT5.
• Cryptocurrencies: Includes Bitcoin, Ethereum, and Ripple (available only on MT4 and MT5).

The default leverage for instant funding is capped at 30:1 for forex and gold.

Verdict on FXIFY Instant Funding Accounts

FXIFY is the best instant funding prop firm, offering immediate access to capital, profit splits up to 90%, and the reliability of being broker-backed by FXPIG. Traders can rely on its trusted reputation, competitive fees, and support for MT4, MT5, and DXTrade. With strong market access across forex, indices, commodities, and crypto, FXIFY is the top choice for traders seeking flexibility, transparency, and a fast track to trading live capital.

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Funded Trading Plus (FTP) ranked as the second best instant funding prop firm scoring 77 overall, largely due to its Master Trader Program which skips the evaluation process altogether.

During our assessment, FTP grabbed our attention thanks to its account customisation features like adjustable payout intervals and upgradeable profit shares to 90%. This makes it ideal for experienced traders looking for a $100K instant funding account and the option to personalise their account terms.

The Master Trader Program at FTP is a straightforward instant funding option ideal if you want to start with live capital immediately. There is no evaluation or multi-step process—just direct access to capital, allowing more experienced traders to bypass testing phases and focus solely on achieving profitability.

Account Options

The program’s profit share starts at 80%, but you can upgrade this to 90% based on performance milestones, offering higher earnings potential as your trading results improve.

Account sizes in the Master Trader Program range from $5,000 to $100,000, with the flexibility to scale up to $5 million over time. This makes it the best instant funding prop firm if you want a pathway to significant capital growth without undergoing lengthy evaluations.

Here’s a breakdown of the fees and account options available in the Master Trader Program:

While the Master Trader Program is the prop firms instant funding option, FTP’s other trading challenges provide structured paths if you prefer to work through an evaluation process before managing live capital:

• One-Phase Challenge: This single-step evaluation requires traders to meet a 10% profit target without undergoing additional stages. This program is suitable for confident traders ready to meet profitability criteria in one go, with fees starting at $119.
• Two-Phase Challenge: FTP’s Two-Phase Challenge offers a structured assessment over two stages, with a lower profit target in the second phase to reduce pressure. This challenge provides a more gradual path to funding, appealing to traders seeking time and flexibility to demonstrate their trading skills. Fees range from $199 to $1,097, depending on the account size.

Trading Fees

FTP’s fee structure varies based on the account type and size. The Master Trader Program fees start at $225 and go up to $4,500, depending on the account size, making it a strong choice for those looking for instant funding without going through an evaluation. Fees for the one-phase and two-phase challenges are lower, with the smallest one-phase account starting at $119 and the largest two-phase account at $1,097.

Financial Markets

Our analysis of FTP’s market options revealed a decent selection across four main asset classes: Forex, Commodities, Indices, and Cryptocurrencies. With access to 53 markets, FTP provides enough variety for diverse trading strategies, though some traders might find the range limited if they’re looking for assets outside these classes.

• Forex: FTP offers 37 currency pairs, covering major, minor, and exotic pairs, with leverage of up to 30:1. We found this adequate for traders focused on Forex, though others may prefer firms with an even broader range.
• Commodities: FTP includes Gold, Silver, and Oil, with leverage up to 10:1, providing options for commodity traders who value high liquidity.
• Indices: FTP offers eight major global indices, with leverage up to 20:1 on most platforms, though cTrader limits this to 10:1. This slightly lower leverage may suit traders seeking a more conservative approach on cTrader.
• Cryptocurrencies: FTP includes four crypto pairs with leverage of up to 2:1, offering access to this high-volatility market but at a cautious leverage level, which suits the risk associated with crypto trading.

Platforms

FTP scored well in platform variety, with five options that accommodate different trading preferences. During testing, we found each platform suited to different trading styles, though cTrader comes with a $25 fee.

1. MT4 and MT5: These widely used platforms support automated trading with Expert Advisors (EAs) and offer a solid range of charting and analytical tools.
2. Match-Trader: Integrated with TradingView, Match-Trader was especially effective for traders who rely heavily on technical analysis.
3. cTrader: With its advanced tools and Level II pricing, cTrader provides deep insights but does come with a $25 access fee.
4. DXTrade: FTP’s default platform, which was generally functional, though it experienced minor delays in high-traffic times.

Payouts

FTP offers flexible payout schedules, which stood out in our testing as a key feature. Profit payouts can be made every 3, 5, or 7 days, giving traders more control over their earnings.

The initial profit split is 80%, and traders can upgrade this to 85% or 90% if they prefer a higher share. The minimum withdrawal amount is set at $50, making it accessible for traders at different levels.

Support

Customer support at FTP is available 24/7 through email and live chat, and we found the service responsive during testing. Although the chat initially connects with a bot, you’re quickly transferred to a live representative for further assistance. FTP’s support is limited to English, which could be a consideration for international traders.

Trust

Funded Trading Plus has earned a high reputation, backed by a TrustPilot rating of 4.7/5. During testing, we also explored FTP’s online community presence, which includes active groups on Facebook and Discord with over 40,000 members. These platforms provide a space for traders to connect, share insights, and gain support, adding to the firm’s credibility and creating a community feel around the FTP brand.

Final Verdict on FTP

Based on our testing, FTP is one of the top prop firms for instant funding with its Master Trader Program, coming in second place after FXIFY. With good trading platforms, competitive payout schedules, and a supportive global community, Funded Trading Plus provides a solid offering for traders seeking fast access to trading accounts without lengthy evaluations.

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CTI’s Instant Funding Program stands out for giving traders direct access to trading capital without any evaluation steps. This setup is perfect for experienced traders ready to trade with firm capital immediately, offering a flexible scaling plan and the potential for a profit share that goes up to 100%. CTI also provides the added benefit of funded trader salaries, catering to those who want quick access to funding alongside structured support and steady income growth potential.

CTI’s Instant Funding Program is the other pure instant funding prop firm to consider. Account sizes start at $5,000, with options up to $80,000, which is slightly lower than FTPs $100K instant funding program.

Account Options

For instant funding prop accounts, vary by account size, with a starting profit share of 80%, which can scale up to 100% through consistent performance milestones.

As well as instant funding accounts, CTI also offers one and two step challenges.

1. The 1-Step Evaluation Process – a simplified path to funding with only one evaluation phase. Traders are required to reach a 10% profit target without any set minimum trading days, offering quick access to funding. Fees range from $69 to $1,499, depending on the account size selected.
2. The 2-Step Evaluation Process – provides a more gradual assessment over two phases, with traders needing to meet profit targets at each stage (typically 10% in Phase 1 and 5% in Phase 2). There is no time limit, adding flexibility, and fees start at $39. This option is well-suited for those who prefer a structured pathway to funding with easier risk management targets over time.

Trading Fees

CTI maintains competitive trading costs, starting with a 0.3 pip spread for EUR/USD. Commission fees vary by asset class, with forex and commodities incurring $5 per lot, while indices are more affordable at $0.50 per lot. Cryptocurrencies are commission-free, enhancing CTI’s appeal for crypto traders.

Financial Markets

City Traders Imperium gives traders access to 50 markets across four main asset classes, making it a versatile choice:

1. Forex: 28 pairs with up to 1:30 leverage, covering major, minor, and exotic pairs.
   Commodities: Including Gold, Silver, and Oil with leverage at 1:10.
2. Indices: 13 global indices, with leverage up to 1:10 across all account types.
3. Cryptocurrencies: Six crypto assets with 1:2 leverage, providing controlled exposure to this volatile market.

Platforms

CTI offers just two trading platform options:

• MetaTrader 5 (MT5): This is popular for its technical indicators, automated trading tools, and depth of market information, ideal for advanced traders.
• Match-Trader: A simpler, user-friendly platform for traders who prefer straightforward features, including essential order types and basic analysis tools.

Payouts

Payout flexibility is a key feature at CTI, with an 80% profit split that can scale up to 100% based on performance. Profit withdrawals require a minimum of $100 and can be processed through crypto or bank transfer.

Support

CTI’s customer support team is available via live chat and email, supported by a detailed FAQ. Though the initial chat response is automated, agents quickly take over for specific questions. Additionally, CTI’s active Discord community (18,000+ members) offers a forum for traders to exchange ideas and share insights.

Trust

CTI has built a solid reputation, reflected in a 4.5/5 TrustPilot rating. The prop trading firm partners with CySEC regulated broker Broctagon for liquidity, ensuring quality execution and security. This partnership, along with CTI’s active social media presence, adds to its credibility and trustworthiness.

Our Final Verdict on CTI

City Traders Imperium offers an Instant Funding Program with a profit share starting at 80% and the potential to reach 100%, along with competitive trading fees and access to 50 markets.

But while CTI’s Instant Funding Program provides quick capital access, it comes at a higher fee point than some other firms, such as FTP, which offers $5,000 accounts at $225 (versus $299 for CTI) and a maximum $100,000 instant funding option for $4,500 fee, compared to CTI’s cap at $80,000 (for a fee of $4,799!).

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The 5%ers Hyper Growth Account offers funding after a one step evaluation process. Its scaling plan, which doubles account size with each 10% profit target, supports fast account growth up to $4 million.

The 5%ers’ Hyper Growth Account is designed for traders who want quick funding and an accelerated growth path. There is still an evaluation process, but with a clear path to double your account size based on performance milestones.

Account Options and Structure

The Hyper Growth Account offers three initial account sizes with progressive scaling. Each account begins with a portion of the full capital amount, increasing as traders hit the profit targets.

The 5%ers’ Hyper Growth plan uniquely doubles your account size with every 10% profit target you achieve. This rapid scaling can take you from an initial $10,000 up to $4 million in funding, supporting significant capital growth for consistently profitable traders.

Trading Fees

The fee structure for the Hyper Growth account is designed to accommodate high-leverage, high-volume trading styles:

• Commission: $4 per standard lot round trip on Forex trades, which is on the higher side, making it suitable for larger, more strategic trades rather than frequent small trades.
• Spreads: Forex spreads range between 0.2–0.9 pips on major pairs (like EUR/USD) under normal conditions, though they may fluctuate with market liquidity. This moderate spread supports cost-effective trades but may be a consideration for traders prioritising low spreads.

Markets and Leverage

The proprietary trading firm offer access to a variety of markets, allowing you to diversify your strategy or focus on specific assets:

• Forex Pairs: 26 pairs, covering major, minor, and exotic pairs, allowing flexibility across different market conditions.
• Indices: 6 major indices including NAS100, US30, SP500, providing opportunities to trade on global economic indicators.
• Commodities: Gold, Silver, and Oil offer exposure to these high-liquidity assets, supporting commodity traders.
• Cryptocurrencies: Bitcoin and Ethereum are included, catering to traders interested in higher volatility markets.

Verdict on The 5%ers Hyper Growth Account

The Hyper Growth Account is well-suited for traders aiming for quick capital and the opportunity to scale quickly, with a straightforward growth plan up to $4 million and flexible profit splits that reward performance. However, consider the $4 commission per standard lot and MT5 platform limitation.

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DNA Funded is one of the best prop firms for quick evaluations with a rapid 7-day Pro Challenge, offering a fast track to funding with a clear profit target and competitive fees. With tight spreads and reliable trading platforms backed by DNA Markets, it provides a strong foundation for traders. While not instant funding, the challenges offer flexibility with add-ons like early payouts and higher profit splits, making it suitable for traders seeking customisable options.

DNA Funded is not a traditional instant funding prop firm but is included in this guide due to its innovative 7-day Pro Challenge, offering traders a fast-track route to funding.

While it lacks pure instant funding, its competitive fees, strong backing by DNA Markets, and low trading costs make it a worthy consideration for traders who can handle the rapid evaluation.

Account Options

DNA Funded offers three main challenge types:

• Pro Challenge: A rapid 7-day evaluation requiring a 5% profit target, tighter risk parameters, and account sizes up to $100,000. This is ideal for experienced traders seeking quick funding.
• Single Helix: A 1-step challenge with a 10% profit target, no time limit, and account sizes up to $200,000.
• Double Helix: A 2-step challenge featuring a 10% profit target in Phase 1 and 5% in Phase 2, offering structured progression for traders.

Each account type includes optional add-ons for early payouts and increased profit splits, providing flexibility to align with individual trading goals.

Trading Fees

DNA Funded’s partnership with DNA Markets ensures some of the lowest fees in the industry:

• Spreads: Start from 0.0 pips for major forex pairs.
• Commission: $5 per round turn, or $2.50 per side, keeping trading costs competitive.

These low fees benefit both high-frequency traders and those trading larger volumes.

Markets and Leverage

DNA Funded offers access to 800+ markets, including forex, commodities, indices, stocks, and cryptocurrencies (not available for the Pro Challenge).

You can access the following leverage levels with DNA Funded:

• Up to 1:50 for forex on the Double Helix.
• 1:30 for Single Helix and Pro Challenge.

While the leverage is slightly conservative, it balances risk management and position flexibility.

Verdict

DNA Funded is a strong choice for traders seeking a low-cost and efficient path to funding. However, its lack of true instant funding and Pro Challenge restrictions on crypto trading make it better suited for disciplined traders who can adapt to its structured evaluations. Consider this firm if you prefer rapid or structured funding over instant access.

Blueberry Funded is an ideal prop trading firm if you are looking for a faster path to funded trading without a lengthy evaluation. The Rapid Challenge, which is a 7-day assessment, allows you to quickly demonstrate your skills.

While this is not a true instant funding option, you can still access to significant capital through a simplified week long challenge, with account sizes up to $100,000 and scaling options available.

Blueberry Funded offers three challenge types to accommodate different trading styles: 1 Step, 2 Step, and the Rapid Challenge.

Account Options

While the 1 Step and 2 Step options provide a more structured pathway with static drawdown and no time limit, the Rapid Challenge is designed for a quicker evaluation.

The 7-day Rapid Challenge features a 5% profit target and a trailing drawdown, making it suitable for traders who can meet targets quickly and handle short-term market fluctuations.

• Rapid Challenge: 5% profit target, 7-day evaluation, trailing drawdown
• 1 Step Challenge: 10% profit target, no time limit, static drawdown
• 2 Step Challenge: Phase 1 requires 10%, Phase 2 requires 5%, static drawdown

Spreads

Blueberry Funded provides competitive spreads, particularly for major forex pairs. Forex spreads start from 0.1 pips for pairs like AUD/USD and EUR/USD, which is below the industry average.

These low spreads, combined with a round-turn commission fee of $7, offer some of the more competitive trading conditions offered by any prop firm.

Financial Markets

Blueberry Funded grants access to 128 financial instruments across forex, indices, commodities, and cryptocurrencies. This range of markets allows traders to employ various strategies, whether focusing on high-liquidity forex pairs or high-volatility crypto assets.

Platforms

Traders at Blueberry Funded can choose from MetaTrader 4 (MT4), MetaTrader 5 (MT5), and DXTrade. MT4 and MT5 are popular for their advanced charting and automated trading capabilities, making them suitable for both beginner and experienced traders.

DXTrade offers a web-based solution with essential trading tools, though it lacks some advanced functionalities compared to MT4 and MT5.

Payouts

Blueberry Funded partners with RiseWorks to facilitate efficient profit withdrawals. Payouts are processed every 14 days, with an 80% to 90% profit split depending on your performance.

You can request payouts with a minimum threshold of $100 in profits, ensuring consistent access to earnings. Payment methods include cryptocurrency options like USDC and USDT-TRC20.

Support

Customer service is available 24/5 via email and live chat. Blueberry Funded’s FAQ section provides detailed information on fees, platforms, and trading rules. While the support is responsive during the trading week, inquiries over the weekend may experience a 24-hour delay.

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FundedNext is a top pick for traders looking for fast funding through accelerated challenges instead of direct instant funding. Unlike FTP and CTI, which focus on pure instant funding, FundedNext offers flexible 1-step and 2-step challenges, allowing traders to access capital quickly with a short evaluation. Use code PROPFIRMS to get a full refund on your challenge fee—plus an extra 20% in cash as a bonus.

FundedNext provides flexible and fast-track challenges designed to suit various trading styles and experience levels, with competitive profit splits up to 95%.

Account Options

The prop firm offers both a one and two step challenge:

• Stellar Challenge: FundedNext’s most flexible model, available in both 1-step and 2-step formats, offering profit splits up to 95%. Fees range from $65 to $1,099, depending on account size, making it ideal for traders looking for rapid funding without a lengthy evaluation.
• Express Challenge: A quick, single-step challenge designed for traders who want fast capital access. Profit splits reach up to 95%, with fees starting at $59, providing an easy, low-barrier route to funded trading.
• Evaluation Challenge: A more structured, two-phase challenge for traders preferring a traditional evaluation setup, offering profit splits up to 90%. Fees start at $49, and this model includes balanced drawdown limits for measured risk management.

Trading Fees

FundedNext keeps trading costs competitive, with $3 per lot on Forex and Commodities for most accounts and no commission on indices and crypto trades. The Stellar Lite account, targeted at lower-risk traders, has a $7 per lot commission.

Financial Markets and Platforms

FundedNext provides access to Forex, Indices, Commodities, and Cryptocurrencies, offering 83 markets on MT4, MT5 (with TradingView integration), and cTrader.

While stock markets aren’t included, these options cover key asset classes with leverage up to 1:100, especially appealing for Forex-focused traders.

Payouts

FundedNext allows withdrawals with a minimum of $20, with 14-day intervals on the Stellar Challenge and varying schedules across other models. Profit splits go up to 95%, depending on the chosen challenge.

Support and Community

FundedNext offers round-the-clock support through live chat and email, and engages actively on Discord and Facebook, where you can access insights and community discussions.

Verdict on FundedNext

FundedNext is worth considering if you are looking for quick funding access through short evaluation steps, rather than pure instant funding.

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ThinkCapital is an excellent choice for traders who want broker-backed reliability and flexible challenges. The Nexus Challenge provides a fast 7-day route to funding, while add-ons like 90% profit splits and weekly payouts cater to those seeking tailored options. Its transparent trading rules and responsive support make it a strong contender for consistent, disciplined traders.

ThinkCapital is a broker-backed prop trading firm offering competitive challenges, including the Nexus Challenge—a rapid 7-day evaluation with high leverage and tight risk controls. With account sizes up to $200,000, profit splits of up to 90%, and platforms like MT5 and ThinkTrader, it’s designed for traders who value flexibility and quick funding opportunities.

Account Options

ThinkCapital offers three evaluation challenges, with the Nexus Challenge serving as a rapid 7-day option for quick funding:

• Nexus Challenge: A 7-day evaluation requiring an 18% total profit target across three phases, with 1:100 leverage and tighter risk parameters.
• Dual Step Challenge: A two-step process with an 8% profit target in Phase 1 and 5% in Phase 2, offering structured progression.
• Lightning Challenge: A single-step evaluation with a 10% profit target and conservative 1:30 leverage.
  Add-ons like 90% profit splits, weekly payouts, and news trading permissions enhance flexibility across challenges.

Trading Fees

ThinkCapital offers competitive fees across its challenges, starting from $39 for smaller accounts.

• Lightning Challenge: Fees range from $59 to $949 depending on account size.
• Dual Step Challenge: Fees align with Lightning, but add-ons for advanced features incur additional costs.
• Nexus Challenge: Lower base fees of $39–$649 make it the most affordable option.

Markets and Leverage

ThinkCapital provides access to multiple asset classes:

• Forex: Major, minor, and exotic pairs with leverage up to 1:100 for advanced challenges.
• Indices: Popular global indices like NAS100 and SPX500 with 1:15 leverage.
• Commodities: Gold and silver with up to 1:30 leverage on ThinkTrader.
• Cryptocurrencies: BTC and ETH with 1:2 leverage on ThinkTrader, 1:1 on MT5.

Verdict

ThinkCapital’s Nexus Challenge is an excellent option for experienced traders seeking a quick funding pathway with tighter targets and high leverage. Combined with flexible add-ons and broker-backed trading conditions, it’s a reliable choice for those seeking tailored funding opportunities. However, limited payout methods (crypto-only) and a smaller community are considerations for prospective users.

The Funded Trader is worth considering for experienced traders seeking customisable challenges and significant scaling potential. Its wide array of platforms, including MT4, MT5, and cTrader, and flexible account sizes make it appealing for those who prioritise variety. However, the lack of transparency and slower payouts warrant caution.

The Funded Trader offers a variety of trading challenges, including one-, two-, and three-step evaluations, with scaling opportunities up to $5 million. However, it falls short in transparency, customer support availability, and user satisfaction, as reflected in its low Trustpilot rating. While it provides a range of account types and platforms, the high fees and complex challenge structures may not suit all traders.

Account Options

The Funded Trader offers multiple challenge types to suit different trading styles and goals:

1. Knight Challenge (1-Step): A straightforward option requiring a 10% profit target. Suitable for traders seeking simplicity with low daily drawdown limits of 3%.
2. Knight Pro Challenge (1-Step): Similar to the Knight Challenge but offers flexible payout timing and higher daily drawdown limits of 5%.
3. Royal Challenge (2-Step): A two-phase evaluation with an 8% target in Phase 1 and a 5% target in Phase 2. Features a structured progression with optional faster withdrawal add-ons.
4. Royal Pro Challenge (2-Step): Similar to the Royal Challenge but includes faster payouts and higher profit share options through add-ons.
5. Dragon Challenge (3-Step): A rigorous three-step evaluation for experienced traders. Includes a high-profit share add-on for those seeking maximum earnings.

Trading Fees

The Funded Trader’s fees vary based on the challenge type and account size. Entry fees range from $49 for smaller accounts to $1,890 for larger $200,000 accounts. Add-ons like increased drawdown limits or expedited payouts can significantly raise costs, with some add-ons priced at 25-30% of the base fee. Additionally, cTrader users face an additional $25 platform fee.

Commission fees are relatively high at $4 per lot for forex, while metals incur $1 per lot, and other asset classes like indices, commodities, and crypto are commission-free.

Markets

The Funded Trader provides access to over 50 instruments across:

Forex: 30+ pairs, including majors like EUR/USD and exotic pairs like USD/ZAR.
Indices: S&P 500, NASDAQ, Dow Jones, and GER40 with leverage up to 1:20.
Commodities: Precious metals like gold and silver with 1:30 leverage; oil is capped at 1:10.
Crypto: Limited options like BTC/USD and ETH/USD with leverage of 1:2 during challenges.
The tiered leverage system supports different strategies but reduces leverage after funding, e.g., forex drops from 1:200 to 1:100.

Verdict

The Funded Trader offers flexible challenges and scaling up to $5 million, appealing to traders who want customisation and higher capital access. However, the high commission fees, lack of spread transparency, and slow customer support make it less competitive compared to firms like DNA Funded or IC Funded.

Traders prioritising clear costs and robust support may find better options elsewhere. For those with advanced skills and tolerance for risk, its scaling potential and flexible challenges could still make it a suitable choice.

We include Funding Pips in this guide due to its popularity among traders and high profit split offerings, but only with caution. The firm’s hidden fees and lack of transparency make it a high-risk choice, and it is better suited for experienced traders who are confident in navigating its restrictive terms and conditions.

Funding Pips is included in this review due to its popularity and large online following, including an active Discord community with over 148,000 members. However, despite its widespread recognition, we do not recommend this firm. Significant issues, such as hidden fees, lack of transparency, and frequent complaints about manipulated trading conditions, make Funding Pips a risky choice for traders.

If you’re considering an instant funding prop firm, we strongly advise exploring alternatives like DNA Funded, BrightFunded, or Funded Trading Plus, which offer clear fee structures, reliable support, and a fairer trading environment. Below, we examine Funding Pips’ account options, fees, and other key features to explain why it falls short.

Account Options

Funding Pips offers several account options through four main challenge models:

• Instant Funding: Allows traders to skip evaluations and start with funded accounts immediately. Account sizes range from $5,000 to $100,000, but this option comes with strict rules, including a maximum daily loss of 3% and a trailing loss limit of 5%.
• One-Step Challenge: A straightforward evaluation requiring traders to achieve a 10% profit target within 30 days, with daily and overall drawdown limits of 4% and 6%, respectively.
• Two-Step Challenge: Features an 8% profit target in the first phase and a 5% target in the second, offering more flexibility but requiring consistent performance.
• FundingPips X: A tougher two-phase challenge with higher profit targets (10% and 8%) and stricter drawdown limits (4% daily, 8% total).

Trading Fees

Funding Pips’ fee structure lacks transparency, particularly regarding activation fees.

• Challenge Fees: Fees range from $36 for smaller accounts to $499 for larger ones. However, additional undisclosed activation fees apply after passing the evaluation, which are not revealed upfront.
• Spreads and Commissions: Claims of raw spreads are undermined by a lack of detailed disclosures. Forex spreads start from 0.2 pips, while commissions vary:
  • Standard Accounts: $2 per lot (round trip).
  • FundingPips X Accounts: $7 per lot (round trip).

Markets and Leverage

Funding Pips provides access to a range of financial instruments but imposes restrictive leverage:

• Forex: Major, minor, and exotic pairs with leverage up to 1:100 (standard accounts) or 1:50 (FundingPips X).
• Commodities: Metals like gold and silver (1:20 leverage) and oil (1:10 leverage).
• Indices: Global indices, including NASDAQ and S&P 500, with leverage up to 1:20.
• Cryptocurrencies: Bitcoin and Ethereum with leverage limited to 1:2.

While the variety of instruments is commendable, conservative leverage may not suit traders seeking aggressive strategies.

Verdict

Funding Pips offers a variety of challenges and account options, but its lack of transparency, hidden fees, and restrictive conditions significantly detract from its appeal. Traders should exercise caution and consider more reliable alternatives like DNA Funded or BrightFunded, which offer clear fee structures, better support, and fair trading conditions.