Find the best instant funding prop firms offering immediate access to trading capital. This guide breaks down account options, profit splits, and fees to help you choose the ideal funded account and trading environment.
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We reviewed the best prop firms offering instant funding programs
The best instant funding prop firms offer traders immediate access to capital without the need for lengthy evaluation processes. These instant funding programs allow you to begin trading with firm capital right away, giving you quicker entry into the markets and live trading.
Prop Firm Score
Average Spread
NA
Trading Platforms
MT4, MT5, cTrader, DXTrade, Match-Trader
Profit Payout
80% - 90%
Why We Recommend FTP
Funded Trading Plus (FTP) ranked as our top pick for the best instant funding prop firm scoring 77 overall, largely due to its Master Trader Program which skips the evaluation process altogether.
During our assessment, FTP grabbed our attention thanks to its account customisation features like adjustable payout intervals and upgradeable profit shares to 90%. This makes it ideal for experienced traders who value immediate access to capital and the option to personalise their account terms.
Pros & Cons
Prop Firm Details
The Master Trader Program at FTP is a straightforward instant funding option ideal if you want to start with live capital immediately. There is no evaluation or multi-step process—just direct access to capital, allowing more experienced traders to bypass testing phases and focus solely on achieving profitability.
The program’s profit split starts at 80%, but you can upgrade this to 90% based on performance milestones, offering higher earnings potential as your trading results improve.
Account sizes in the Master Trader Program range from $5,000 to $100,000, with the flexibility to scale up to $5 million over time. This makes it the best instant funding prop firm if you want a pathway to significant capital growth without undergoing lengthy evaluations.
Here’s a breakdown of the fees and account options available in the Master Trader Program:
| Account Size | One-Time Fee | Starting Profit Split | Max Drawdown | Daily Drawdown |
|---|---|---|---|---|
| $5,000 | $225 | 80% (upgradable to 90%) | 6% | 3% |
| $10,000 | $450 | 80% (upgradable to 90%) | 6% | 3% |
| $25,000 | $1,125 | 80% (upgradable to 90%) | 6% | 3% |
| $50,000 | $2,250 | 80% (upgradable to 90%) | 6% | 3% |
| $100,000 | $4,500 | 80% (upgradable to 90%) | 6% | 3% |
While the Master Trader Program is the prop firms instant funding option, FTP’s other trading challenges provide structured paths if you prefer to work through an evaluation process before managing live capital:
Trading Fees
FTP’s fee structure varies based on the account type and size. The Master Trader Program fees start at $225 and go up to $4,500, depending on the account size, making it a strong choice for those looking for instant funding without going through an evaluation. Fees for the one-phase and two-phase challenges are lower, with the smallest one-phase account starting at $119 and the largest two-phase account at $1,097.
Financial Markets
Our analysis of FTP’s market options revealed a decent selection across four main asset classes: Forex, Commodities, Indices, and Cryptocurrencies. With access to 53 markets, FTP provides enough variety for diverse trading strategies, though some traders might find the range limited if they’re looking for assets outside these classes.
Platforms
FTP scored well in platform variety, with five options that accommodate different trading preferences. During testing, we found each platform suited to different trading styles, though cTrader comes with a $25 fee.
Payouts
FTP offers flexible payout schedules, which stood out in our testing as a key feature. Profit payouts can be made every 3, 5, or 7 days, giving traders more control over their earnings.
The initial profit split is 80%, and traders can upgrade this to 85% or 90% if they prefer a higher share. The minimum withdrawal amount is set at $50, making it accessible for traders at different levels.
Support
Customer support at FTP is available 24/7 through email and live chat, and we found the service responsive during testing. Although the chat initially connects with a bot, you’re quickly transferred to a live representative for further assistance. FTP’s support is limited to English, which could be a consideration for international traders.
Trust
Funded Trading Plus has earned a high reputation, backed by a TrustPilot rating of 4.7/5. During testing, we also explored FTP’s online community presence, which includes active groups on Facebook and Discord with over 40,000 members. These platforms provide a space for traders to connect, share insights, and gain support, adding to the firm’s credibility and creating a community feel around the FTP brand.
Final Verdict on FTP
To sum up, FTP is the top prop firm for instant funding with its Master Trader Program, offering immediate access to capital and flexible customisation options. With good trading platforms, competitive payout schedules, and a supportive community, Funded Trading Plus provides a solid offering for traders seeking fast access to trading accounts without lengthy evaluations.
Prop Firm Score
Average Spread
0.3 pips (EUR/USD)
Trading Platforms
MetaTrader 5, Match-Trader
Profit Payout
80% - 100%
Why We Recommend CTI
CTI’s Instant Funding Program stands out for giving traders direct access to trading capital without any evaluation steps. This setup is perfect for experienced traders ready to trade with firm capital immediately, offering a flexible scaling plan and the potential for a profit split that goes up to 100%. CTI also provides the added benefit of funded trader salaries, catering to those who want quick access to funding alongside structured support and steady income growth potential.
Pros & Cons
Prop Firm Details
CTI’s Instant Funding Program is the other pure instant funding prop firm to consider. Account sizes start at $5,000, with options up to $80,000, which is slightly lower than FTPs $100K instant funding program.
Fees vary by account size, with a starting profit split of 80%, which can scale up to 100% through consistent performance milestones.
| Account Size | Fee | Starting Profit Split | Max Profit Split | Max Drawdown |
|---|---|---|---|---|
| $5,000 | $299 | 80% | 100% | 6% |
| $10,000 | $599 | 80% | 100% | 6% |
| $20,000 | $1,199 | 80% | 100% | 6% |
| $40,000 | $2,399 | 80% | 100% | 6% |
| $80,000 | $4,799 | 80% | 100% | 6% |
As well as instant funding accounts, CTI also offers one and two step challenges.
Trading Fees
CTI maintains competitive trading costs, starting with a 0.3 pip spread for EUR/USD. Commission fees vary by asset class, with forex and commodities incurring $5 per lot, while indices are more affordable at $0.50 per lot. Cryptocurrencies are commission-free, enhancing CTI’s appeal for crypto traders.
Financial Markets
City Traders Imperium gives traders access to 50 markets across four main asset classes, making it a versatile choice:
Platforms
CTI offers just two trading platform options:
Payouts
Payout flexibility is a key feature at CTI, with an 80% profit split that can scale up to 100% based on performance. Profit withdrawals require a minimum of $100 and can be processed through crypto or bank transfer.
Support
CTI’s customer support team is available via live chat and email, supported by a detailed FAQ. Though the initial chat response is automated, agents quickly take over for specific questions. Additionally, CTI’s active Discord community (18,000+ members) offers a forum for traders to exchange ideas and share insights.
Trust
CTI has built a solid reputation, reflected in a 4.5/5 TrustPilot rating. The prop trading firm partners with CySEC regulated broker Broctagon for liquidity, ensuring quality execution and security. This partnership, along with CTI’s active social media presence, adds to its credibility and trustworthiness.
Our Final Verdict on CTI
City Traders Imperium offers an Instant Funding Program with a profit split starting at 80% and the potential to reach 100%, along with competitive trading fees and access to 50 markets.
But while CTI’s Instant Funding Program provides quick capital access, it comes at a higher fee point than some other firms, such as FTP, which offers $5,000 accounts at $225 (versus $299 for CTI) and a maximum $100,000 instant funding option for $4,500 fee, compared to CTI’s cap at $80,000 (for a fee of $4,799!).
Prop Firm Score
Average Spread
0.2 pips (USD/JPY)
Trading Platforms
MT5, MatchTrader
Profit Payout
80% – 100%
Why We Recommend The 5%ers
The 5%ers Hyper Growth Account offers direct funding without an evaluation phase, allowing traders to start with live capital immediately. Its scaling plan, which doubles account size with each 10% profit target, supports fast account growth up to $4 million. Although, higher commission costs and MT5 only may be factors to consider.
Pros & Cons
Prop Firm Details
The 5%ers’ Hyper Growth Account is designed for traders who want immediate funding and an accelerated growth path. Unlike other challenge models, this account skips any preliminary evaluation, providing capital instantly with a clear path to double your account size based on performance milestones.
Account Options and Structure
The Hyper Growth Account offers three initial account sizes with progressive scaling. Each account begins with a portion of the full capital amount, increasing as traders hit the profit targets.
| Account Size | Evaluation Funding Capital | Evaluation Target | Stop Out Level | Daily Pause | Profit Split | Time Limit | Leverage | One Time Fee | Bonuses |
|---|---|---|---|---|---|---|---|---|---|
| $10,000 | $5,000 | 10% | 6% | 3% | Up to 100% | Unlimited | 1:30 | $260 | From $15 |
| $20,000 | $10,000 | 10% | 6% | 3% | Up to 100% | Unlimited | 1:30 | $450 | From $25 |
| $40,000 | $20,000 | 10% | 6% | 3% | Up to 100% | Unlimited | 1:30 | $850 | From $50 |
The 5%ers’ Hyper Growth plan uniquely doubles your account size with every 10% profit target you achieve. This rapid scaling can take you from an initial $10,000 up to $4 million in funding, supporting significant capital growth for consistently profitable traders.
Trading Fees
The fee structure for the Hyper Growth account is designed to accommodate high-leverage, high-volume trading styles:
Markets and Leverage
The proprietary trading firm offer access to a variety of markets, allowing you to diversify your strategy or focus on specific assets:
Verdict on The 5%ers Hyper Growth Account
The Hyper Growth Account is well-suited for traders aiming for immediate capital and the opportunity to scale quickly, with a straightforward growth plan up to $4 million and flexible profit splits that reward performance. However, consider the $4 commission per standard lot and MT5 platform limitation.
Prop Firm Score
Average Spread
0.06 pips (EUR/USD)
Trading Platforms
MT4, MT5 (with TradingView), cTrader
Profit Payout
Up to 95%
Why We Recommend FundedNext
FundedNext ranks as a top choice for traders seeking rapid funding through accelerated challenges rather than direct instant funding. Unlike FTP and CTI, which offer pure instant funding programs, FundedNext provides swift access to capital through flexible, quick 1-step and 2-step challenges, especially suited for those willing to undergo a brief evaluation process.
Pros & Cons
Prop Firm Details
FundedNext provides flexible and fast-track challenges designed to suit various trading styles and experience levels, with competitive profit splits up to 95%.
Trading Fees
FundedNext keeps trading costs competitive, with $3 per lot on Forex and Commodities for most accounts and no commission on indices and crypto trades. The Stellar Lite account, targeted at lower-risk traders, has a $7 per lot commission.
Financial Markets and Platforms
FundedNext provides access to Forex, Indices, Commodities, and Cryptocurrencies, offering 83 markets on MT4, MT5 (with TradingView integration), and cTrader.
While stock markets aren’t included, these options cover key asset classes with leverage up to 1:100, especially appealing for Forex-focused traders.
Payouts
FundedNext allows withdrawals with a minimum of $20, with 14-day intervals on the Stellar Challenge and varying schedules across other models. Profit splits go up to 95%, depending on the chosen challenge.
Support and Community
FundedNext offers round-the-clock support through live chat and email, and engages actively on Discord and Facebook, where you can access insights and community discussions.
Verdict on FundedNext
FundedNext is worth considering if you are looking for quick funding access through short evaluation steps, rather than pure instant funding.
Prop Firm Score
Average Spread
0.2 pips (EUR/USD)
Trading Platforms
MT4, MT5, DXTrade
Profit Payout
80% – 90%
Why We Recommend Blueberry Funded
Blueberry Funded is an ideal prop trading firm if you are looking for a faster path to funded trading without a lengthy evaluation. The Rapid Challenge, which is a 7-day assessment, allows you to quickly demonstrate your skills.
While this is not a true instant funding option, you can still access to significant capital through a simplified week long challenge, with account sizes up to $100,000 and scaling options available.
Pros & Cons
Prop Firm Details
Blueberry Funded offers three challenge types to accommodate different trading styles: 1 Step, 2 Step, and the Rapid Challenge.
While the 1 Step and 2 Step options provide a more structured pathway with static drawdown and no time limit, the Rapid Challenge is designed for a quicker evaluation.
The 7-day Rapid Challenge features a 5% profit target and a trailing drawdown, making it suitable for traders who can meet targets quickly and handle short-term market fluctuations.
Spreads
Blueberry Funded provides competitive spreads, particularly for major forex pairs. Forex spreads start from 0.1 pips for pairs like AUD/USD and EUR/USD, which is below the industry average.
These low spreads, combined with a round-turn commission fee of $7, offer some of the more competitive trading conditions offered by any prop firm.
Financial Markets
Blueberry Funded grants access to 128 financial instruments across forex, indices, commodities, and cryptocurrencies. This range of markets allows traders to employ various strategies, whether focusing on high-liquidity forex pairs or high-volatility crypto assets.
Platforms
Traders at Blueberry Funded can choose from MetaTrader 4 (MT4), MetaTrader 5 (MT5), and DXTrade. MT4 and MT5 are popular for their advanced charting and automated trading capabilities, making them suitable for both beginner and experienced traders.
DXTrade offers a web-based solution with essential trading tools, though it lacks some advanced functionalities compared to MT4 and MT5.
Payouts
Blueberry Funded partners with RiseWorks to facilitate efficient profit withdrawals. Payouts are processed every 14 days, with an 80% to 90% profit split depending on your performance.
You can request payouts with a minimum threshold of $100 in profits, ensuring consistent access to earnings. Payment methods include cryptocurrency options like USDC and USDT-TRC20.
Support
Customer service is available 24/5 via email and live chat. Blueberry Funded’s FAQ section provides detailed information on fees, platforms, and trading rules. While the support is responsive during the trading week, inquiries over the weekend may experience a 24-hour delay.
We assess instant funding prop firms based on multiple factors:
Prop firm challenges are designed to assess traders’ skills and commitment by requiring them to achieve set profit targets under strict risk management rules. These challenges often involve one or two evaluation phases where traders must meet profit objectives, such as 8-10% within a set period while respecting daily and overall drawdown limits. Successfully passing these challenges leads to a funded account, granting traders access to capital while adhering to ongoing risk parameters.
Funded Trading Plus (FTP) is the best instant funding prop firm, offering lower fees and more account flexibility than other options. FTP’s Master Trader Program provides true instant funding with account sizes up to $100,000, and a one-time fee of $4,500, which is lower than City Traders Imperium’s $4,799 fee for an $80,000 account. FTP also has a $225 fee for $5,000 accounts compared to CTI’s $299, making it more affordable.
While firms like Blueberry Funded offer fast-track challenges, FTP and CTI are the most reputable options for no-evaluation instant funding.
Funded Trading Plus (FTP) offers the fastest payout options, allowing withdrawals every 3, 5, or 7 days. This flexible payout schedule gives traders more frequent access to profits than most firms, which typically offer biweekly or monthly payouts. FTP’s setup is ideal if you’re looking to access your earnings regularly.
City Traders Imperium (CTI) offers the most potential earnings, with profit splits reaching up to 100% for traders who meet specific performance milestones. This allows eligible traders to keep all profits, making CTI an attractive choice for maximizing earnings.
Yes, instant funding accounts do offer profit payouts, typically based on a profit split arrangement. Traders keep a percentage of the profits they generate, often between 50% to 100%, depending on the prop firm and account performance. Some firms have minimum withdrawal thresholds, while others offer more frequent payouts, such as weekly or biweekly.
Funded forex accounts offer advantages over traditional CFD trading by providing capital and removing the need for traders to risk their own funds. Unlike self-funded CFD trading, funded accounts allow traders to take larger positions, enhancing profit potential without increasing personal financial exposure.
Prop traders manage risk by following strict guidelines set by prop firms, such as daily and max drawdown limits and required stop-loss orders. These rules help control losses and prevent excessive risk-taking on any single trade. Many firms also enforce position size limits and leverage restrictions to maintain a balanced risk profile.
No, FTUK is not considered a reliable instant funding prop firm. Many traders have reported issues, including sudden rule changes, account terminations, and lack of communication, raising concerns about FTUK’s trustworthiness.
Additionally, FTUK was dissolved in December 2023, making it risky for traders to engage with this firm. If you’re looking for a dependable instant funding prop firm, we recommend reading our full Funded Trading Plus review.
Instant funding accounts skip the evaluation process entirely, providing traders with immediate access to trading capital after a one-time fee. Traders can begin trading directly with a funded account, typically under a profit split agreement ranging from 70% to 90%. These accounts come with specific risk controls, such as daily and maximum drawdowns, to balance earnings potential with risk management. Instant funding is ideal for traders looking for quick access to capital without a lengthy qualification phase.
